Privacy Policy

Last Updated: September 2, 2026

InterAmerica Insurance respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy describes how InterAmerica Insurance (“InterAmerica Insurance,” “we,” “us,” or “our”) collects, uses, discloses, and protects information obtained through our website, communications, and services.

By accessing or using our website, you acknowledge the practices described in this Privacy Policy.

ARTICLE I – INFORMATION WE COLLECT AND HOW WE USE IT

Section 1.01 – Information We Collect

We may collect information from you in the following ways:

(a) Information You Provide

We may collect and store information that you voluntarily provide to us through our website, by telephone, in person, by email, by text message, or through other communications.

This information may include your name, mailing address, email address, telephone number, insurance-related information, information submitted for insurance quotes or policy servicing, payment or billing information, and other information you choose to provide.

We may use information you provide to:

Respond to questions and requests.
Provide insurance quotes, products, or services you request.
Service and administer insurance policies.
Process transactions initiated by you.
Communicate with you regarding your account or insurance policies.
Request documents or additional information necessary to provide services.
Improve our customer service and website experience.
Maintain business and customer records.
Comply with applicable legal and regulatory requirements.
Provide information regarding our products or services where permitted by law and consistent with any consent you have provided.

Providing certain personal information is voluntary. However, if you choose not to provide information necessary for a particular service, we may be unable to provide that service.

(b) Information Collected Automatically

When you visit our website, certain information may be collected automatically through cookies and similar technologies.

Cookies are small data files placed on your device that help websites recognize returning visitors, understand website usage, and improve the user experience.

Information collected automatically may include browser information, device information, pages visited, approximate location information derived from an Internet Protocol address, referring pages, and general website activity.

You may configure your browser to reject or limit cookies. Doing so may affect certain features or functionality of the website.

Section 1.02 – How We Use Personal Information

We may use personal information for legitimate business purposes, including:

Providing insurance quotes and insurance-related services.
Servicing existing customers and policies.
Responding to inquiries.
Processing requested transactions.
Communicating account or policy information.
Improving our website, products, and customer experience.
Maintaining the security and integrity of our systems.
Conducting internal business operations.
Complying with applicable laws, regulations, court orders, or governmental requests.
Protecting the rights, property, and safety of InterAmerica Insurance, our customers, and others.

We may also use information to communicate with you regarding products, services, or other information offered by InterAmerica Insurance when permitted by applicable law.

ARTICLE II – DISCLOSURE OF INFORMATION

Section 2.01 – Service Providers and Business Operations

We may disclose personal information when reasonably necessary to provide services requested by you or to operate our business.

For example, information may be provided to service providers, vendors, insurance-related entities, technology providers, payment processors, professional advisors, or other parties that assist us with legitimate business operations.

Such information should only be provided to the extent reasonably necessary to perform the applicable service or business function.

Section 2.02 – Legal and Regulatory Disclosures

We may disclose information when we reasonably believe disclosure is necessary to:

Comply with applicable laws or regulations.
Respond to a subpoena, court order, governmental request, or other lawful process.
Enforce applicable agreements or policies.
Prevent fraud or misuse of our services.
Protect the rights, property, or safety of InterAmerica Insurance, our customers, or others.

Section 2.03 – SMS and Mobile Information

Notwithstanding any other provision of this Privacy Policy, mobile phone numbers, SMS opt-in information, and text messaging consent information will not be shared, sold, rented, or disclosed to third parties or affiliates for marketing or promotional purposes.

Mobile information and SMS consent may be provided to service providers only when necessary to facilitate or support our text messaging program, customer service operations, or other services requested by the customer. Such information will not be provided to third parties or affiliates for their own marketing or promotional purposes.

No mobile information will be sold or transferred to lead generators or other third parties for marketing purposes.

ARTICLE III – SMS/TEXT MESSAGING PRIVACY

Section 3.01 – InterAmerica Insurance Customer Care SMS Program

Customers who provide consent to receive SMS messages from InterAmerica Insurance may receive text messages related to insurance customer care, account activity, and policy servicing.

Messages may include:

Policy status updates.
Renewal reminders.
Cancellation or non-renewal notices.
Billing or account updates.
Requests for documents or information.
Appointment or service reminders.
Responses to customer service inquiries.
Other customer care communications related to insurance policies or services.

The InterAmerica Insurance Customer Care SMS Program is intended for customer care and policy-servicing communications and is not used to send unsolicited marketing or promotional text messages.

Section 3.02 – SMS Consent

Customers may provide consent to receive text messages from InterAmerica Insurance through an approved opt-in process, including verbal consent when applicable.

Consent to receive text messages is voluntary and is not a condition of purchasing insurance products or services from InterAmerica Insurance.

SMS consent is specific to InterAmerica Insurance and will not be transferred or sold to another business for marketing or promotional purposes.

Section 3.03 – Message Frequency and Charges

Message frequency varies depending on insurance policy activity, account activity, customer service needs, and communications between the customer and InterAmerica Insurance.

Message and data rates may apply according to the customer’s wireless carrier and mobile service plan.

InterAmerica Insurance does not charge a separate fee for participation in its Customer Care SMS Program.

Section 3.04 – SMS Opt-Out

Customers may stop receiving SMS messages from InterAmerica Insurance at any time by replying STOP to an InterAmerica Insurance text message.

After an opt-out request is received, the customer may receive a confirmation message indicating that the customer has been unsubscribed.

The customer will no longer receive messages through the applicable SMS program unless the customer subsequently provides consent to enroll again.

Section 3.05 – SMS Help

Customers may reply HELP to an InterAmerica Insurance text message for assistance.

Customers may also contact InterAmerica Insurance directly:

Phone: 801-612-2211
Email: [email protected]
Address: 727 24th St Ste 1-B, Ogden, UT 84401

For additional information regarding the SMS program, please review our SMS/Text Messaging Terms & Conditions at:

[INSERT SMS/TEXT MESSAGING TERMS URL]

ARTICLE IV – YOUR PRIVACY CHOICES

Section 4.01 – Access and Corrections

You may contact us to request that we update or correct certain personal information maintained about you.

We may take reasonable steps to verify your identity before granting access to or modifying personal information.

Section 4.02 – Communication Preferences

You may request that we discontinue certain communications.

For SMS communications, reply STOP to opt out.

For other communication preferences, contact InterAmerica Insurance using the contact information provided in this Privacy Policy.

ARTICLE V – INFORMATION SECURITY

We take reasonable administrative, technical, and organizational measures designed to protect personal information from unauthorized access, misuse, loss, alteration, or disclosure.

Where appropriate, we may use technologies such as Secure Socket Layer (“SSL”) encryption to help protect information transmitted through our website.

No internet transmission, electronic storage system, or method of communication can be guaranteed to be completely secure. Accordingly, while we take reasonable measures to protect information, we cannot guarantee the absolute security of personal information.

You are responsible for protecting passwords, account information, and devices under your control from unauthorized access.

ARTICLE VI – CHILDREN’S PRIVACY

Our website and services are not directed toward children under eighteen (18) years of age.

We do not knowingly seek to collect personal information directly from children through our website.

If you believe a child has provided personal information to us inappropriately, please contact us so that we may review and, where appropriate, delete the information.

ARTICLE VII – THIRD-PARTY WEBSITES

Our website may contain links to websites operated by third parties.

InterAmerica Insurance does not control the privacy practices, security, content, or policies of third-party websites.

When you access a third-party website, your information is governed by that website’s privacy policy rather than this Privacy Policy.

We encourage you to review the privacy policies of websites you visit.

ARTICLE VIII – GOOGLE ANALYTICS AND WEBSITE ANALYTICS

We may use Google Analytics or similar analytics technologies to better understand how visitors interact with our website.

These technologies may use cookies or similar identifiers to collect information about website traffic, demographics, interests, browser activity, and website interactions.

We use this information to understand website performance, collect aggregated website visitation statistics, and improve our website and marketing initiatives.

Information collected through analytics tools is subject to the applicable provider’s privacy practices.

Users who wish to learn more about Google Analytics or available opt-out tools may visit Google’s applicable privacy and analytics resources.

ARTICLE IX – PAYMENT INFORMATION

When payment information is provided in connection with products or services, the information may be used to process the applicable transaction.

Payment information may also be processed through third-party payment service providers when necessary to complete a transaction.

We do not use payment information for purposes unrelated to providing the applicable products, services, or transactions unless otherwise permitted by law.

ARTICLE X – CHANGES TO THIS PRIVACY POLICY

InterAmerica Insurance may update this Privacy Policy periodically to reflect changes in our practices, services, legal obligations, or regulatory requirements.

When changes are made, the revised Privacy Policy will be posted on our website and the “Last Updated” date will be revised.

We encourage users to periodically review this Privacy Policy.

Continued use of our website or services following the posting of an updated Privacy Policy constitutes acknowledgment of the revised policy to the extent permitted by applicable law.

ARTICLE XI – GOVERNING LAW

To the extent permitted by applicable law, this Privacy Policy and disputes relating to it will be governed by the laws of the State of Utah, without regard to conflict-of-law principles.

Nothing in this section is intended to limit any rights or protections that cannot legally be waived under applicable federal or state law.

ARTICLE XII – CONTACT US

If you have questions regarding this Privacy Policy, our privacy practices, or your personal information, you may contact:

InterAmerica Insurance
727 24th St Ste 1-B
Ogden, UT 84401

Phone: 801-612-2211
Email: [email protected]